Neat, so you guys get all the weather-related dangers of say, Florida, without all that pesky beautiful scenery to get in the way. Lucky dogs.
I remember when we were vacationing in upper-Michagen they had a rip-tide warning. One swimmer "bravely" (stupidly) defied it and swam out into the water. The tide grabbed them and slammed them into the jagged rock cliff that flanked the beach. It was the last "brave" thing they ever did.
[edit: on a completely unrelated side note: I also remember from that vacation that the "kiddie pool" that was next to the main pool in the lodge area had clearly painted "Depth: 6 inches. No diving." Even at age 10 it seemed to be a "well, duh!" thing. Although if there's a warning it means someone's probably done it in the past...]