I am lucky that I am spared most of these insults because I stopped watching TV almost 6 years ago.
But some of the references to credit card and insurance companies reminded me of something that I received in the mail last month that had me steaming.
It was an offer for a credit card, and in the package was also a pitch for "
Account Balance Coverage".
Quote:
"It Can Make Your Minimum Payment When You Can't
. . . helps pay your minimum monthly payment when you are involuntarily unemployed or disabled. . . .
Affordable Peace of Mind
You can cover yourself with this optional program for only 75¢ (plus applicable taxes) per every $100 of the balance of your account shown on your ####### MasterCard monthly statement. You pay only the amount of coverage you need and only during the months when your statement shows an outstanding balance."
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That's 9% per year, to cover the minimum monthly payment! (Oh yeah, they'll pay out up to $10,000 if you die.)
I used the prepaid return envelope included in the package to send them a quickly scrawled note about what I think should happen to people who make such offers to me, but the contents of it are not appropriate for posting here.