Kevbro, welcome to BAUT.
If you accept modern scholars' interpretations of "Nibiru" you'll find it identified with Jupiter.
Personally, if I can't save up & pay cash for it I don't need it, but if I were you I wouldn't buy today pay tomorrow based on Jupiter in your 12th house with 3600yr returns; disaster insurance or no.
But do you think there's a conspiracy to misinterpret and distort some truth about planet x?