Thanks Peter B for actually answering my questions in a sincere and genuine manor.
My point was if 'the end is nigh' then it's a good opertunity to get into debt. Like the creditors are gonna knock on your door to repo stuff just before a giant tsunami takes us out.

Long ago I read a theory that the earth was actually much smaller. Didn't have any oceans, and was just one land mass. Dinosaurs lived here too.
Notably a smaller gravitational pull allowed for large creatures to develop.
But an event occured which wiped out the dinosaurs and caused the earth to grow and gain mass.
This meant a big heavy thing landed and made a biggish hole that contributed to an increase in size and mass of the planet.
Now what are the arguments for this one.
I think the idea was floated by the creator of marvil comics, but I'm not a comic geek so one of the many that post 7000 plus and generally don't say anything would know more detail. But again not actually say anything....