OK, thanks DA for linking to that explanation. So we see how to get around the Hawking radiation problem, it's kind of a technicality (albeit an important one). But this proves that Astrowannabe's question was indeed well founded (as I said before, I did not prescribe to the 'general opinion'
Astrowannabe referred to that the problem with his question was all an illusion). It is true that from our perspective on Earth, black holes never actually form. There are no black holes for us, expect any that were here 'from the beginning'. However, there are things that act enough like black holes to make the distinction unimportant.